Independent Financial Advice

At SFA Independent Financial Advisers, we provide comprehensive financial planning services for both private and corporate clients. Whether they are saving for their, school fees, first property, taking drawdown from their retirement funds or focusing on growing and protecting their business.

With School fees rising faster than the rate of inflation, it can present financial challenges for parents who want to educate their children privately.

Whether you are saving for a specific goal like school fees or your own retirement, or just hoping to put away money for your family, SFA Independent Financial Advisers can help your put a plan together to help with reaching those goals.

We can help you to structure your savings, advise on when and how to spend your pension to take advantage of any tax breaks. We can also help to ensure that your family do not lose out to inheritance tax when you are gone, so you can pass on your wealth to the next generation.

Talk to us today, we would love to hear from you. Taking professional independent financial advice can help you plan effectively for the years which lie ahead.

Leicestershire's premier independent schools and university fees planning advice service

Ensuring your children or grandchildren receive the best education requires planning – arrange your free consultation to funding options today

Every parent and grandparent wants to ensure that their children or grandchildren receive the best possible start in life. Ensuring that they get the best education requires research and planning.

SFA Independent Financial Advisers based in Leicestershire provides advice to many clients that value the standard of education offered by independent schools but require bespoke solutions to pay for that privilege.

No one-size-fits-all approach to planning for independent school and university fees funding

Even if your children or grandchildren do not attend an independent school, they may go on to university. In this case, they are likely to end up with a significant outstanding student loan which may end up being a burden to them for many years.

The cost of sending children to an independent school has been increasing quicker than wages and inflation in recent years. You may be considering paying school fees from your income, but this can be an uphill struggle. Planning for these costs can help avoid that situation.

With careful tax planning, appropriate investments and spreading the cost of education over a longer time period, we can help to make private education more affordable as well as increase your wealth in the longer term.

How much will funding your child's or grandchild's independent school fees cost?

The average fee for a boarding school can start from £10,000 a term (from £30,000 a year), but if the child does not board and attends daily, it is less but still a considerable amount and often half. With the potential for fees to increase each year; it can certainly add up. Especially if you have more than one dependent.