Protect What Matters
- Do you have dependants you wish to protect, or outstanding mortgages/debts?
- How would you meet your mortgage costs if unable to work due to an accident or sickness?
- Would it effect your business if you lost a key member of staff?
Protect your family from events like theft, fire or a natural disaster such as flooding.
Life insurance need not be expensive and provides a safety net for thos you care about
Critical illness may lead to loss of work, treatment and additional care costs. Make sure you are covered.
Do not overlook the importance of business protection, business owners need to plan for the unexpected too.
Providing peace of mind for your staff will be of benefit to you as a business owner too.
Family Income Benefit
Family Income Benefit can help to maintain financial security for your family.
In the event of your death or suffering a specified critical illness, Family Income Benefit policies are designed to pay out a regular income until the end of the policy term, to replace the income that would have been provided by the policyholder.
Payments would be received in the form of a monthly income rather than a one-off lump sum.
Family income benefit can be used to cover regularly occurring expenses such as those associated with children growing up and school fees.
A family income benefit policy with 'Guaranteed Premiums' means that the amount you pay every month is guaranteed to stay the same.
These plans have no cash in value at any time and will cease at the end of the term. If premiums are not maintained, then cover will lapse.
As with all insurance policies, conditions and exclusions will apply.