Protect What Matters

Buildings & Content Cover

Protect your family from events like theft, fire or a natural disaster such as flooding.

Life Insurance

Life insurance need not be expensive and provides a safety net for thos you care about

Critical Illness Cover

Critical illness may lead to loss of work, treatment and additional care costs. Make sure you are covered.

Business Protection

Do not overlook the importance of business protection, business owners need to plan for the unexpected too.

Relevant Life Cover

Providing peace of mind for your staff will be of benefit to you as a business owner too.

Family Income Benefit

Family Income Benefit can help to maintain financial security for your family should the worst happen to you.

In the event of you dying or suffering a specified critical illness, Family Income Benefit policies are designed to pay out a regular income until the end of the policy term in order to replace the income that would have been provided by the policyholder.

Payouts would be in the form of a monthly income rather than a one-off lump sum.

Family income benefit can be used to cover regularly occurring expenses such as those associated with children growing up and school fees.

Typically, premiums are paid monthly and when the term comes to an end, your policy has no cash value.

A family income benefit policy with 'Guaranteed Premiums' means that the amount you pay every month is guaranteed to stay the same.

These plans have no cash in value at any time and will cease at the end of the term. If premiums are not maintained, then cover will lapse.